Buyer checklist
NRI Property Buying Checklist for India
NRI buyers can complete property purchases in India remotely, but the process needs cleaner documentation and payment discipline. Use this checklist before appointing a representative or sending booking money.
NRI, OCI and overseas buyers evaluating Indian residential or commercial property.
Identity, banking and authorization
- 1.1Confirm PAN, passport, OCI or visa documents, address proof and KYC requirements before booking.
- 1.2Use the correct NRE, NRO or other permitted banking route after checking with your bank or advisor.
- 1.3Prepare a Power of Attorney only after the project, payment route and signing authority are clear.
- 1.4Confirm whether POA needs consular attestation, notarization, stamping or registration in India.
Project and payment checks
- 2.1Verify RERA registration, promoter name, phase, tower and completion date on the official state portal.
- 2.2Request price sheet, payment plan, draft allotment, cancellation policy and tax components in writing.
- 2.3Keep a clean remittance trail, receipts and bank advice for every payment.
- 2.4Use video site visits as a supplement, not a replacement for document checks.
Professional review
- 3.1Use a lawyer for title, agreement and POA review where transaction size or complexity justifies it.
- 3.2Use a CA or tax advisor for TDS, repatriation, rental income and residential status questions.
- 3.3Confirm who will handle possession, snagging, maintenance handover and original document custody.
- 3.4Keep all communication in email or written messages for auditability.
Frequently asked questions
Can NRIs buy property in India remotely?
Many transactions can be handled remotely with proper KYC, banking route, POA and document review. Buyers should verify current legal, tax and FEMA requirements with qualified professionals.
Is a Power of Attorney mandatory for NRI buyers?
It depends on who will sign, visit, collect documents and complete registration in India. If a representative acts for the buyer, the POA format and execution process must be reviewed carefully.
Should NRI buyers check RERA before booking?
Yes. RERA verification should happen before paying booking money or signing POA because the buyer needs the exact project, phase, promoter and completion disclosures.
Important note
This checklist is informational only. Verify current documents with the official authority, developer, bank, lawyer or tax advisor where required before making a payment or signing a document.