NRI Property Investment in Delhi NCR

Eligible NRIs and OCIs can generally purchase residential and commercial property in India, subject to current FEMA rules and transaction-specific restrictions. Agricultural land, plantation property and farmhouses follow different rules. Confirm eligibility and the current requirements with a qualified legal adviser before committing funds.

Key documents include: valid Indian passport or PIO/OCI card, PAN card, NRO/NRE bank account statements, address proof (Indian and overseas), passport-size photographs, and Power of Attorney if someone else will handle formalities. ALTINA LIVINGS helps you prepare the complete documentation package.

Payments are generally routed through permitted banking channels, with the appropriate account and documentation depending on the buyer and transaction. Ask the handling bank and a qualified adviser to confirm the current FEMA and RBI requirements before payment.

TDS, capital-gains, rental-income and treaty treatment can vary by transaction date, holding period, tax residency and applicable law. Obtain a transaction-specific calculation from a qualified Indian tax professional and, where relevant, an adviser in your country of residence.

Some Indian lenders offer home loans to eligible NRIs. Eligibility, documentation, loan-to-value, tenure, interest rate and approval are lender- and applicant-specific. ALTINA LIVINGS can coordinate introductions and document checklists; the lender makes every credit decision.

Repatriation may be permitted subject to the property's funding history, account route, taxes, documents and the RBI/FEMA rules in force at the time. Obtain written confirmation from the handling bank and qualified tax or legal professionals for the specific transaction.

We coordinate virtual site visits, POA documentation, FEMA-aware transaction checklists, developer communication, lender introductions and post-purchase support. Legal, tax, banking and credit decisions remain with the relevant qualified professional or institution. Buyer brokerage is not charged where Altina's developer-side channel-partner arrangement applies; confirm this in writing for the selected property.

Altina does not add buyer brokerage where a written developer-side channel-partner arrangement applies. The arrangement is property- and inventory-specific, so request written confirmation together with the current price sheet, inclusions, taxes, third-party fees and total acquisition cost before booking.

We primarily cover Delhi NCR — Gurgaon, Noida, Greater Noida, and Delhi — with luxury projects from DLF, Sobha, M3M, Godrej, Prestige, and other top developers. We also offer select properties in Goa for vacation home investments.